Small business 401(k) plans with more investing power
Give your team a benefit that feels bigger than your company size, with clearer setup, broad investment choice and support for the admin behind the plan.
Trusted by modern employers
A plan small teams can launch without building an HR department
Small businesses need retirement benefits that are competitive, cost-conscious and manageable. Basic Capital helps teams evaluate setup, fees, payroll, compliance and employee value in one place.
Offer a benefit that feels competitive
Give employees more investing power per dollar contributed, so the retirement plan feels meaningful even when the team is still growing.
Evaluate cost, credits and plan design
Transparent employer fees help small teams compare low-cost 401(k) options, while setup conversations can cover available tax credits and whether safe harbor design fits the business.
Keep setup and admin manageable
Payroll integrations, compliance workflows and employee support help small teams offer the benefit without adding another full-time admin job.
Small teams deserve benefits that scale
Companies choose Basic Capital when they want employee-facing value and a plan experience that can grow with the business.
“We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan.”
Eli WachsCEO/Founder, Footprint“When we recruit senior hires, we’re often up against steep competition. The Basic Capital 401(k) helps us stand out.”
Casey TimorasonHead of Growth & People Operations, Service Professionals“Basic Capital has the potential to really move the needle compared to other options. Plus, it just looked a lot more user-friendly for everybody.”
Chris BarlogCOO, Ideal FulfillmentBuild a retirement benefit that grows with the company
See how Basic Capital gives small teams investment choice, clearer administration and a better employee experience.