Compare 401(k) firms, brokers and investment companies
Give employees broader investment choice while keeping payroll, compliance and plan operations connected for the business.
Trusted by modern employers
Give employees more choice without adding vendor complexity
Basic Capital gives employees a more flexible investment experience while employers get the operational support they expect from a business retirement platform.
Make each contribution work harder
Basic Capital is built around more investing power per dollar contributed, so the plan feels more valuable to employees.
Open the investment menu
Employees get 6,000+ fund options and open-architecture choice instead of a narrow lineup selected by a legacy provider.
Keep the operating layer covered
Payroll integrations, compliance workflows and employer support sit underneath the investment experience, so switching does not create another admin burden.
Why companies look beyond traditional firms
Employers choose Basic Capital when they want investment flexibility, employee value and a cleaner plan experience in one platform.
“We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan.”

“When we recruit senior hires, we’re often up against steep competition. The Basic Capital 401(k) helps us stand out.”

“Basic Capital has the potential to really move the needle compared to other options. Plus, it just looked a lot more user-friendly for everybody.”

See the modern alternative to legacy firms
Compare how Basic Capital brings together investment choice, employer support and a better plan experience.