401(k) compliance software with AI-powered plan insights
Give benefits teams real-time visibility into plan health, employee engagement and the admin work that usually waits until year end.
Trusted by modern employers
Move plan work from year-end scramble to always-on visibility
Benefits teams need fewer surprises, clearer plan data and workflows that connect payroll, compliance, employee engagement and required plan work before problems become urgent.
See testing risk earlier
Real-time testing, ADP/ACP monitoring, controlled group visibility and compliance reporting help teams spot plan risk before it turns into corrective work.
Keep required work in view
Support Form 5500 preparation, ERISA workflows and plan-health questions from the same place benefits teams already review employee participation and plan activity.
Connect payroll and admin workflows
Payroll integrations and admin automation reduce the back-and-forth that usually makes plan management slow, fragmented and reactive.
A clearer operating model for benefits teams
Companies choose Basic Capital when they want plan management, compliance support and employee experience to work from the same source of truth.
“We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan.”
“When we recruit senior hires, we’re often up against steep competition. The Basic Capital 401(k) helps us stand out.”
“Basic Capital has the potential to really move the needle compared to other options. Plus, it just looked a lot more user-friendly for everybody.”
See how always-on plan management works
Walk through how Basic Capital helps teams connect compliance testing, payroll workflows, plan insights and employee engagement.